Homeowners insurance is an important thing in California and you need some good company to proceed with all requirements of the insurance.
After researching on our own, we have made a list of top five best homeowners insurance companies in California that still offer good insurance.
Top 5 Homeowners Insurance Companies that Still Offer Their Services in California
From some previous months, many insurance companies in California have stopped giving insurance for a number of reasons.
Many people living in California have lost their home insurances as many of the big companies have cut back their insurances. Some of the companies aren’t even making new insurance policies which is making Californians anxious.
In all of this crisis, some of the big insurance companies are still offering homeowners insurance in California.
1- Nationwide
One of the biggest advantages of getting Nationwide house insurance is that extra coverage like roof replacement, water backup and identity theft is also included in their policy as a standard.
Nationwide also offers a separate flood insurance policy. You can also discuss any more requirements you have with its employees to make your customized homeowners insurance.
2- Farmers
Farmers offer many impressive discounts, along with saving 20% when you get a house and car insurance altogether. It also provides endorsements against severe weather disasters, which is one of the advantages to people living in california.
3- Hippo
Hippo offers a fast and smooth online quote experience to customers, along with a smart home monitoring system with its policies. Home monitoring can get you special discounts if you live in a high crime area for instance.
Homeowners can use the Hippo mobile app for getting personalized guidance. One of its drawbacks is that it doesn’t offer endorsements for natural disasters which is a big need in areas like California.
4- AAA
AAA offers affordable rates and amazing discounts that are requirements for homeowners for insurance. It includes flood and earthquake insurance along with more than 20 other policy coverages.
If you are already a member of any AAA subsidiary, then going for this insurance company may be worthwhile. Its car and travel discounts are also quite popular among people with their homeowners insurance.
5- Travelers
Travelers is a great company for insurance if you are looking for cheap rates. If you are living in a Leadership Energy and Environmental Design (LEED) certified home, you can get a discount up to 5% on Travelers.
Its policies are quite simple and you can customize your insurance and add other things like water backup coverage, identity theft coverage and insurance on valuable goods like jewelry and silverware. This will probably get you a premium homeowners insurance in California but it will be worth it.
